About RMS

About Your New Board-Certified Credit Repair Specialist

BJ McAdory A Detroit native now proudly rooted in Birmingham, Alabama ,has built a reputation as someone everyone can count on. Loyal, dependable, and purpose-driven, BJ has always been the “go-to” person for his family, friends, and community the one who finds answers, offers guidance, and helps others navigate through life’s challenges. If he doesn’t have the solution himself, he’ll make sure to connect you with the right one.

BJ’s heart for helping people runs deep. From assisting loved ones to uplifting complete strangers, his passion has always been centered around helping others grow, rebuild, and win. His consistency, compassion, and resourcefulness have made him a trusted name both personally and professionally.

But BJ’s mission goes far beyond repairing credit. As a Board-Certified Credit and Score Consultant and business mentor, he empowers individuals to not only rebuild their financial foundation but also create new income streams through entrepreneurship. He’s dedicated to showing driven people how to build and scale six- and seven-figure credit-based businesses transforming financial hardship into long-term success and freedom.

What sets BJ apart is his authenticity. He’s not just teaching theory he’s lived it. He knows what it feels like to struggle with debt, face credit denials, and experience financial setbacks. But he also knows what it takes to rise above it restoring his credit, achieving financial independence, and unlocking opportunities that once felt out of reach.

Now, BJ’s purpose is to help you do the same. Whether you’re looking to repair your credit, build wealth, or launch a thriving business, he’ll guide you through every step with integrity, strategy, and genuine care.

Your comeback starts here. Let’s turn your credit challenges into success stories and your goals into reality together.

A man in a black suit and white sneakers holding a newspaper titled "Wealth and Success".

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