Birmingham's #1 Credit Repair Team

Transform Your Credit, Transform Your Life.

Expert credit repair that removes collections, late payments, charge-offs & more — with results in as little as 10 days.

FCRA Compliant
10–45 Day Results
All 3 Bureaus

Credit Score Update

Your New Score Is Here!

742 Excellent
738
+112
Equifax
742
+118
Experian
735
+107
TransUnion
Negative Items Removed 31 / 31

Collections · Late Pays · Inquiries

500+
Points Gained
10
Day Min Results
3
Bureaus Covered
6
Rounds Included
How It Works

Your Journey to Better Credit

We guide you through the credit process with clarity and intention. You stay supported, informed, and confident at every stage.

01
Step 01

Review & Analyze

We review your credit reports from all three bureaus to identify inaccurate, outdated, or unverifiable items affecting your score.

02
Step 02

Dispute & Challenge

We prepare and submit disputes on your behalf following the Fair Credit Reporting Act and applicable consumer protection laws.

03
Step 03

Monitor & Update

Receive consistent updates after each dispute cycle. Credit bureaus respond within 30–45 days. Access your secure portal anytime.

What We Can Remove

We challenge negative items across all three credit bureaus

Foreclosures
Student Loans
Late Payments
Bankruptcies
Collections
Judgements
Repossessions
Child Support
Charge-Offs
Medical Bills
Public Records
Hard Inquiries
Role Model Solutions Founder & CEO
Role Model Solutions CEO
Meet the Founder

Meet BJ McAdory,
Founder & CEO

BJ McAdory is a seasoned financial professional with over 14 years of experience in the financial industry. His journey began after witnessing family and friends repeatedly face denials due to poor credit — so he took matters into his own hands and successfully rebuilt his own credit profile.

What started as helping loved ones quickly evolved into a true passion — and that passion became Role Model Solutions. Today, BJ is committed to empowering others to shift their credit from negative to positive, guiding them toward better rates, homeownership, vehicle approvals, and financial stability.

"I believe credit transformation starts with trust and discipline. When structure improves, opportunity follows."

— BJ McAdory, Founder & CEO
500+
Clients Helped
45
Day Results
3
Bureaus Covered
Free Credit Review

Ready to Start Your Credit Journey?

Take the first step today. Fill out the form and our team will reach out to schedule your free credit review consultation.

  • No obligation free consultation
  • Personalized credit strategy
  • Fast 10–45 day results
  • Secure & confidential process

Start My Credit Review

We'll contact you within 24 hours.

By submitting, you agree to be contacted by Role Model Solutions.
Terms & Conditions

Pricing Plans

Choose Your Path to
Better Credit

Choose the program that aligns with your current situation and long-term goals.

Skool Community
⭐ Most Popular
Monthly

Community + DFY Credit Repair

Done-For-You Credit Repair, Every Month

Join our exclusive Skool community for monthly access to Done-For-You credit repair, live coaching, and educational resources.

  • Done-For-You credit repair
  • Live coaching sessions
  • Credit education resources
  • Community support
  • Monthly billing flexibility
  • Exclusive member benefits
Join the Community
Gold Package
$475 one-time

+ $29.99/month credit monitoring

Expedited 10–45 day results. 6 Rounds Included. Valid for 6 months.

  • Updates every 30–45 days
  • 24/7 client portal access
  • Dedicated support team
  • 1 client covered
  • Remove Collections, Inquiries, Repos
  • Charge Offs, Late Pays, Bankruptcy
  • Medical Bills, Child Support

Ask about our couples pricing if needed

Get Started – Gold

All clients are required to purchase credit monitoring at $29.99/month through Smart Credit. This allows us to pull your updated credit report monthly and send updates. Without it, we cannot access your report or proceed with service.

Real Results

Client Transformations

These are real results from real clients. See what's possible when you work with a team that's committed to your success.

Client 1 Credit Score Results – Role Model Solutions
Client 2 Credit Score Results – Role Model Solutions
Client 3 Credit Score Results – Role Model Solutions
Client 4 Credit Score Results – Role Model Solutions
Client 5 Credit Score Results – Role Model Solutions
Client 6 Credit Score Results – Role Model Solutions
Client 7 Credit Score Results – Role Model Solutions
Client 8 Credit Score Results – Role Model Solutions

Your transformation is next.

Every one of these results started with a single free consultation.

Book My Free Consultation

*Results vary. No removals are guaranteed. Outcomes depend on creditor verification under the FCRA.

Your Future With Better Credit

Open Doors That Were
Once Closed to You

Better credit is more than a number — it's the key to a life with real options and financial freedom.

Buy Your Dream Home

Buy Your Dream Home

Qualify for better mortgage rates and finally step into the home you've been working toward.

Finance Your Vehicle

Finance Your Vehicle

Get approved for auto loans with lower interest rates, better terms, and the car you deserve.

Secure Business Funding

Secure Business Funding

Access the capital to launch or scale your business when your personal credit profile is strong.

FAQs

Questions We Hear Most

Everything you need to know before getting started.

While a consultation isn't required to get started, we strongly recommend it. During your free consultation, we review your specific credit situation, explain what can realistically be addressed, and match you with the right package for your goals.

We can challenge collections, late payments, charge-offs, repossessions, bankruptcies, medical bills, foreclosures, student loans, judgements, child support, public records, and hard inquiries — any negative item that is inaccurate, outdated, or unverifiable under the FCRA.

Most clients begin seeing results within 10–45 days after their first dispute cycle. Our packages include 6 rounds of disputes valid for 6 months. Credit bureau response times typically fall within 30–45 days per round.

Select a package above, or book a free consultation to discuss your options. Once enrolled, you'll set up Smart Credit monitoring ($29.99/month) and we'll begin reviewing your reports immediately.

Our Skool community offers a monthly subscription that includes Done-For-You credit repair, live coaching, educational resources, and community support — perfect for those who want ongoing guidance and accountability.

Take the First Step Today

Your Credit Transformation
Starts Right Now

Structure brings opportunity. Discipline builds the future.

Join hundreds of clients who trusted Role Model Solutions to rebuild their credit — and their future.